You Don’t Have To Retire To Get Social Security: See Eligibility

by admin

Author: Michael Smith

Social security is a government-backed program that provides a safety net for retired individuals who can no longer work. However, you can take advantage of the retirement program. Social security can provide vital benefits to people at all stages of life. This article will look at how you can get started with social security.

Claiming Your Social Security Benefits

If you want to claim social security, your first step is to head to the social security administration website and create a “my social security” account. From here, you can make all of your social security transactions online.

Step 1: Create an account.

This is the first step to claiming social security because it will give you access to security statements and other resources. The easiest way to create an account is to head to Click on my Social Security tab at the top of the homepage, and then select create an account. It will guide you through the process you need to get started.

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Step 2: Use a calculator

Your social security benefits are calculated using a formula that considers your highest earning years, among other things. However, you can also use a social security calculator to estimate your benefits. Once you’ve calculated your benefits, you can use this information to plan retirement.

Step 3: Apply

Once you have created your Social Security account and checked your benefits, you can apply for them. To do this, you must be 62 years old and have yet to use it for benefits. The application is easy, and you can do it from your computer. Once you are logged into your Social Security account, select the application for benefits tab at the top of the screen. Follow the prompts to complete your application.

What You Should Know About Social Security

A common misconception about Social Security is that one must be retired or over 65. It is not true; you can receive Social Security benefits as early as age 62, but the amount you get will be reduced by 25%. For example, if your total retirement benefit amount is $2,000 per month, then claiming at age 62 would give you only $1,500 per month.


If you’re thinking about signing up for social security, there are a few things you should know before you get started:

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  • Eligibility: To qualify for social security, you must have worked for at least ten years. You must also earn at least 40 work credits, equal to four years of full-time work.

You are eligible for social security benefits if you meet these requirements.

  • Timing: If you want to claim your social security, you need to be at least 62 years old. However, your benefit amount will increase if you wait until you are older. The longer you wait to claim your benefits, the more money you will receive each month.

However, if you wait until 66, your benefits will be increased. The age at which you decide to claim your social security depends on your situation and how fast you need the money.

  • Cost-of-living adjustments: The government also adjusts social security benefits based on inflation. It is called a cost-of-living adjustment, or COLA.

COLAs are meant to keep your benefits the same year after year, even if prices go up. Eligibility is one of the essential factors in determining your benefit amount. This is because it is based on how much you have earned over your lifetime.


Social security benefits provide many individuals with financial security and peace of mind. Retirement is not a requirement to receive social security benefits. Some people are eligible for social security benefits before reaching the average retirement age. To understand when and how to apply for social security benefits, you must know the eligibility requirements and what to do to qualify.

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